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![]() ![]() Department of Education, Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), your state attorney general, lender or student loan servicer. If you have a legitimate issue with your student loan servicer, you can file a complaint with the U.S. If something goes wrong six months later, it’s better to have a written record of your communication. Not every customer service representative will understand your specific questions, needs or goals.Ĭorrespond in writing with your student loan servicer. That may sound counter-intuitive, but that’s why you need to do your own independent research. Your student loan servicer is not your financial adviser. Your student loan servicer may not have all the answers These four options are a good place to start:Ģ. Don’t expect your student loan servicer - the company where you send your monthly student loan payments - to tell you which option is best for you. When it comes to student loan repayment, you have several options. Make sure you understand the following: 1. Not knowing them potentially can cost your hundreds, if not thousands, of dollars, due to mistakes or incorrect information. Have you had a difficult experience with your student loan servicer? Whether you are seeking student loan forgiveness or simply paying off student loans, make sure you know your rights. What The Navient Lawsuit Means For Your Student Loans Navient will create standardized templates for borrowers who request information about public service loan forgiveness.Navient will also monitor customer service calls to ensure its representatives are providing accurate information to borrowers who are interested in public service loan forgiveness.Navient will further train its customer service representatives to listen for key words related to public service loan forgiveness so they can connect borrowers with the Public Service Loan Forgiveness program.Each of the 10 plaintiffs will receive $15,000.Navient will pay $1.75 million to fund an independent organization that will educate borrowers who work in public service about the Public Service Loan Forgiveness program.Navient, which has denied any wrongdoing, and the American Federation of Teachers reached a settlement that includes the following: Judge Denise Cote dismissed most of the plaintiffs’ claims because they were either vague, lacked documented proof, or didn’t rise to a violation of law. ![]() ![]() ![]() Security Concerns Although you have read above about the risks of your account getting hacked or your data getting leaked, but the most essential concern lies in the user itself. Why do we use it? We can't remember the username and password of all the apps we have for our online transactions and payment, so connecting them with our Facebook account, which we already have, makes it easy for us to log in and make payments from them. Some of the apps and websites we have mentioned, but if you look into these kinds of websites and apps, you will find yourself lost in the apps there are thousands of apps for financial payments. 12.TrueBill - This app helps you to find the best deals on different subscriptions. 10.RetailMeNot - Website to earn coupons, discounts codes for everything, including food, fashion, cars, beauty products, and many more 11.Shopkick - App that rewards you if you make payments from this. 9.Qapital - This allows you to link your bank account and makes payment easy. ![]() 8.Kiplinger - Another app that keeps a guide on your spending. 7.Investopedia - This website focuses on investment in education and financial news. 6.ibotta - This app also rewards you with the purchase made from your mobile using this app. 4.Empower - This personal app will keep track of your earnings, expenses and give you a guide on where, when, and how much to spend your valuable money 5.Hiatus - This app will keep track of your subscription and how much do they cost you. 3.Ebates - This app rewards you if you shop in-store or buy something online. Bloomberg - A financial publisher of news 2.Checkout51 - An app that gives you cashback when you shop for groceries and pay using this app. Here's a list of financial apps that can be linked to your Facebook account Financial Sites and Apps That Use Facebook Login - 1. If you are interested in the stock market and share market and want to invest in it safely, then micro saving and apps for investing can help you do so the app studies the market and gives you an idea on which and where share to invest in. If someone you know needs urgent money, then with the help of financial apps, you can directly transfer money to his/her bank account without any need to visit the bank. In that case, you can also find apps, which will monitor your activity and your spending habits and make a realistic budget that will help you manage your expenses and money. Suppose you ever wonder about making a record of your monthly expenses. You can find millions of financial apps just in your hands. Financial Apps That Use Facebook Login The famous slogan from apple, 'There is an app for that', is almost applicable in everything nowadays. So, the question arises that how secure is your data once you get login into Facebook? Can Facebook share your data, or can a hacker hack into your data and steal all of your money or even your identity? Here you will learn everything about what the finical apps share and how to protect your valuable pieces of information. You might not have this information, but as soon as you create an account on Facebook, it can collect or share all of your details, let it be about your life, personal situations, and even the details of your banks and apps from which you do online transactions of money. Some apps also make it very easy for you to create an account with just a single click of a button - for example, Facebook. Personal financial apps are becoming one of the most essential parts of our lives, either for spending or investing money. How to Protect Financial Apps Connected to Your Facebook Account? ![]() ![]() ![]() Staying on track with weight loss and achieving your ideal weight is not easy. You can even save and send the new you image to your support team of family and friends who will encourage you to achieve your desired weight goal. Hit the next button and, voil, the new you will appear on your phone, providing inspiration and motivation to reach your target weight loss goal. After entering your height, weight, and desired target weight, define and adjust your image using the intuitive touch screen controls. ![]() ![]() Information guides imbedded in the app will help you take the best resulting image. To get started, simply upload your photo from your library or use your smart phone to take a photo of your current self. Alternately, you can set a heavier target weight to see the negative effects of an unhealthy diet and lifestyle. 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Do not let your objectives slip away from you. That is exactly why you must write down your goals my friend. How many times have you set your mind to do something, did not bother to write it down, and then forget about it? Also, whenever you feel like giving up, this single piece of written goals can spur you on and remind you specifically why you must not give up. I want you to write them down because this will make your objectives crystal clear to you. Find objectives that are downright personal to you, and write them down. Find some objectives that makes you want to lose weight. What I do mean with that statement is that you need to write down why you want to lose weight. When I say that, I do not mean you need to write down how many pounds or inches you need to achieve. That, my friend, is the first thing you need to do if you want to lose weight. Visualize what it would be like when you achieve such successful weight loss success. Stick the picture you drew somewhere prominent on your desk. Memorize this visual, keep it in your head. If you are serious about losing weight, you should know how far you are from your desired dream body, and how much effort you need to sacrifice in order to get there. Go topless and compare where you are now versus where you want to be. Yes, you heard right, draw the new you and take a good look at it. Well, what if you don't need the specifics? Instead of pinning it down to how many pounds or inches, try drawing the new you that you want to be. When that happens, you'll most likely get very little weight loss results, if any at all.īut then again, it's never easy to detail it down into specifics huh. If you do not even know where you're headed, how are you supposed to get anything out of it? If you can not answer how many pounds lost or inches trimmed that you want to achieve, you are then merely fiddling in the ocean with no real targets to swim to. 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Level 5: Shocking Blade 4/day, Holy Bladeĭivine Spellcasting: At each even-numbered shining blade level, the character gains new spells per day (and spells known, if applicable) as if he had also gained a level in a divine spellcasting class to which he belonged before adding the prestige class level. Level 1: Shocking Blade 2/day, Spellcasting Progression Weapon Proficiencies: Simple and martial weapons.Īrmor Proficiencies: All armors (light, medium, and heavy) as well as shields (excluding tower shields).Ĭlass Skills: Concentration, Craft Alchemy, Craft Armor, Craft Weapon, Diplomacy, Heal, Lore, Parry, Spellcraft Spellcasting: Able to cast 1st level divine spells. Very few multiclass arcane spellcasters, rogues, or monks feel drawn to the shining blades. Some members of the order believe that a minimum of training as a cleric, combined with the intense martial discipline of the fighter is ideal to achieve the goal the shining blades seek, while others follow a single class exclusively. Most shining blades are clerics or paladins. The shining blades is an order of knights dedicated to prowess in melee combat, which is achieved through prayer, devotion, and asceticism. Those among their deity's followers, both clerics and paladins, who aspire to become weapons in their deity's unending war against evil hope one day to enter the shining blades. This book should be required reading for anyone with an interest in Swift and eighteenth-century Ireland.A Shining Blade is taught a focus on promoting good through the use of armed force. The introduction and notes manage to contribute an understanding of Swift and his world to both specialists and general readers, alike. It brings together, in ways that no previous work does, a vast range of writings on Irish subjects, from pamphlets to broadsides, economic writings, sermons and poems that show Swift's deep involvement with eighteenth-century Ireland's colonial condition and the human consequences it brought. "This splendid volume represents the culmination of the work of an entire generation of Swift scholars, led by the two editors, to re-locate Swift in the Irish world in which he lived and worked for the vast majority of his politically-charged life. To have so substantial a selection of his writings on Ireland and Irish affairs, in prose and verse, intelligently assembled, concisely introduced, and helpfully annotated by two distinguished Swift scholars will prove a considerable boon to students and teachers of Irish writing, postcolonial studies, and English literature alike." - Ian Campbell Ross, Professor of Eighteenth-Century Studies, Trinity College Dublin "Once considered a classic English writer, Jonathan Swift has in recent years been increasingly read and understood as one of the major figures of Irish - as well as world - literature. ![]() Created for everyday use, Swift s Irish Writings will quickly find its way into the hands of undergraduate and graduate students, as well as into the libraries of18th centuryscholars and Swift enthusiasts." - Sean Shesgreen, Distinguished Research Professor of English Literature, Northern Illinois University and author of The Criers and Hawkers of London and Images of the Outcast: The Urban Poor in the Cries of London The masterful introduction, written in a lucid, forceful style that recalls Swift s own prose, knits the author s verse and prose (some anthologized here for the first time) into a fabric that evokes the Dean as the Anglo-Irish master he is finally recognized to be. All are deftly annotated to allow readers to understand the works historical contexts and to identify contemporary references. The book s contents, forty plus pieces of prose and poetry, are superbly edited to produce texts that are easy to read and faithful to the eighteenth-century editions they are drawn from. "This splendid anthology is a treasure-house of texts illuminating all facets of the Irish Swift andfoundational to understanding the Dean s landscape. ![]() ![]() What are all the element that chlorine combine with? The following discussion will help you to gain more information about these chemicals in detail. Which element is most chemically similar to chlorine?īromine and chlorine are similar chemical elements. Chlorine is used in the synthesis of  most  pharmaceutical substances. ![]() Why is the element chlorine important to US?Ĭhlorine is found to be helpful in saving many lives more than any other chemical as it is used as a disinfectant for most of the water supply in the United States as well as in other countries. Chlorine is a yellow-green gas at room temperature. The second-lightest of the halogens, it appears between fluorine and bromine in the periodic table and its properties are mostly intermediate between them. Is chlorine considered to be a compound or an element?Ĭhlorine is a chemical element with the symbol Cl and atomic number 17. It cannot conduct electricity, it is not flexible, and it is not hard…. Why is chlorine classified as a nonmetal?Ĭhlorine is a nonmetal because it does not have the characteristics of a metal. Chlorine, being one of the smaller halogens, will react strongly with most elements. Halogens are notorious electron-hogs powerfully attracting electrons from atoms of other elements, particularly from the alkali metals. Read this comments thread to learn more). Chlorine is a member of the halogen group of elements and directly combines with almost all of the other elements. Properties: Chlorine has a melting point of -100.98☌, boiling point of -34.6☌, density of 3.214 g/l, specific gravity of 1.56 (-33.6☌), with a valence of 1, 3, 5, or 7. What are the properties of the element chlorine? Its properties are thus similar to fluorine, bromine, and iodine, and are largely intermediate between those of the first two. What is the element chlorine classified as?Ĭhlorine is the second halogen, being a nonmetal in group 17 of the periodic table. ![]() Is chlorine considered an element?Ĭhlorine (Cl), chemical element, the second lightest member of the halogen elements, or Group 17 (Group VIIa) of the periodic table. The most common of these being salt, or sodium chloride, and the potassium compounds sylvite (or potassium chloride) and carnallite (potassium magnesium chloride hexahydrate). 6 Which element is most chemically similar to chlorine?Ĭhlorine is in group 17 of periodic table, also called the halogens, and is not found as the element in nature – only as a compound. ![]() 5 Why is the element chlorine important to US?.4 Why is chlorine classified as a nonmetal?. ![]() ![]() ![]() The Hidden Cove cabin is just ten minutes from downtown Asheville. Many Asheville, NC cabins have interesting and unique settings. View Photos, Read Reviews & Check AvailabilityĢ) Hidden Cove on the doorstep of Downtown Asheville This property is of superb value as far as luxury cabin rentals in NC go. But it’s the main area’s fireplace and big windows that sum it all up – relax, be comfortable, and just enjoy the wonderful mountain views and air. 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